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My mortgage ended now, I want to change the title of land registry

The original title is two persons name,
the mortgage company told me they have sent "Electronic discharges" to HM land registry last week.

now I want to change the title to one person,
My question is:
on the form AP1:
4. application, priority and fees:

do I need fill the discharges for the mortgage lender to get rid of their name in title??
and input the second line for change to one person name?

Sorry about my poor explanation.

Thank you!:beer:
«1

Comments

  • Land_Registry
    Land_Registry Posts: 6,213 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 April 2017 at 6:18AM
    Cherry2017 - if the mortgage lender discharges their charges electronically then they will do that themselves. Usually that happens within 2 weeks of them telling you but timescales can vary from lender to lender.

    Your AP1 should refer to the nature of your application, not the discharges. So if you are transferring from t2o names ot just one then Panel 4 should refer to Transfer
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • cherry2017
    cherry2017 Posts: 197 Forumite
    Eighth Anniversary 100 Posts Photogenic
    Very Clear expert answer, thank you!
    how about "the Land Registry portal"
    Can an individual person use the Land Registry portal?
    or it is only for business use?
    it seemed I save £30 if I can use the Land Registry portal.
    Thanks
  • cherry2017
    cherry2017 Posts: 197 Forumite
    Eighth Anniversary 100 Posts Photogenic
    Cherry - if the mortgage lender discharges their charges electronically then they will do that themselves. Usually that happens within 2 weeks of them telling you but timescales can vary from lender to lender.

    Your AP1 should refer to the nature of your application, not the discharges. So if you are transferring from t2o names ot just one then Panel 4 should refer to Transfer


    Very Clear expert answer, thank you!
    how about "the Land Registry portal"
    Can an individual person use the Land Registry portal?
    or it is only for business use?
    it seemed I save £30 if I can use the Land Registry portal.
    Thanks:beer:
  • Land_Registry
    Land_Registry Posts: 6,213 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    cherry 2017 - the portal is for business customers only I'm afraid. We are currently unable to accept applicaitons or payment electronically by non-professional, citizen, customers I'm afraid
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • cherry2017
    cherry2017 Posts: 197 Forumite
    Eighth Anniversary 100 Posts Photogenic
    Thank you!
    The house recently is registered with two persons name.
    husband and wife.
    now husband want to change the title to wife only, husband want to get rid of his name from the title, the wife will be the only person on the title once it is transferred.
    Do we need fill TR1 and AP1 both forms, right?
    one more question:
    Who will be the Transferor? both wife and husband? or the husband is the only transferor?
    I think the transferee should be wife only, because she will be the only person on the title once the transfer done, right?

    Thanks again:beer:
  • cherry2017
    cherry2017 Posts: 197 Forumite
    Eighth Anniversary 100 Posts Photogenic
    Thank you!
    The house recently is registered with two persons name.
    husband and wife.
    now husband want to change the title to wife only, husband want to get rid of his name from the title, the wife will be the only person on the title once it is transferred.
    Do we need fill TR1 and AP1 both forms, right?
    one more question:
    Who will be the Transferor? both wife and husband? or the husband is the only transferor?
    I think the transferee should be wife only, because she will be the only person on the title once the transfer done, right?

    Thanks again:beer:
  • cherry2017
    cherry2017 Posts: 197 Forumite
    Eighth Anniversary 100 Posts Photogenic
    We only have the old copy of the register, as I mentioned the mortgage is just ended, Do I need apply the new copy of the register for our transfer when we send the form ap1 and tr1?
    Thank you!
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cherry2017 wrote: »
    now husband want to change the title to wife only, husband want to get rid of his name from the title, the wife will be the only person on the title once it is transferred.

    If it's to avoid "something" then simply transferring into another persons name may not be the answer.
  • cherry2017
    cherry2017 Posts: 197 Forumite
    Eighth Anniversary 100 Posts Photogenic
    Thrugelmir wrote: »
    If it's to avoid "something" then simply transferring into another persons name may not be the answer.

    freedom is good for both husband and wife, I mean, soon there is prefix: ex-
    thanks
  • cherry2017
    cherry2017 Posts: 197 Forumite
    Eighth Anniversary 100 Posts Photogenic
    on form TR1: 12. Execution,
    do we need any witness to sign in this panel?
    Thanks, sorry to ask so many questions.
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