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Help or advice
Laughingloulou
Posts: 1 Newbie
Hi guys,
It's my first time to write on here but was hoping someone could assist.
My partner and I would like to buy a house currently was have 30k deposit.
My boyfriend has excellent credit however mine is poor I have had nothing major basically I've missed the minimum payment on my befit card a good few times I don't have a ccj or anything.
Do you think we will get approved or do you think there is no point in applying.
Anyone help would be amazing
Thanks in advance
It's my first time to write on here but was hoping someone could assist.
My partner and I would like to buy a house currently was have 30k deposit.
My boyfriend has excellent credit however mine is poor I have had nothing major basically I've missed the minimum payment on my befit card a good few times I don't have a ccj or anything.
Do you think we will get approved or do you think there is no point in applying.
Anyone help would be amazing
Thanks in advance
0
Comments
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Hello,
I would suggest to print off your credit files from the 3 major referencing agencies (Equifax, Experian, Call Credit) then taking them to a broker to see what your options are, don't just go to your bank as you may not fit their policy but there are many lenders out there and if it is just late payments there should be a lender for you!
TonyI am a Mortgage Adviser.
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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