Wife's pension if I peg out

wadewade

I'm not sure if there's an easy answer to this? I suspect not!

My wife and I are both in receipt of State pensions. I want to know what her income will be if I die first (both in 70s).

I get £123 per week basic state pension plus £24 Grad, etc equals £147
She gets a basic pension of £76 in her own right

Is there an easy answer to how much she would receive after I peg out, please?

xylophone

http://btckstorage.blob.core.windows.net/site5911/Derived%20and%20inherited%20entitlement%20to%20a%20state%20pension%20%20briefing%20(3).pdf

https://www.gov.uk/state-pension/inheritance

wadewade

Many thanks. Could you please check the link as I am receiving
HTTP Error 400. The request URL is invalid.

seven-day-weekend

If her total income from all sources is less than £155.60 per week, it will be made up to this amount by Pension Credit. This will be on top of her Council Tax being paid and rent also (if she is renting).

See eligibility here:

https://www.gov.uk/pension-credit/eligibility

and the amounts: https://www.gov.uk/pension-credit/what-youll-get

xylophone

Many thanks. Could you please check the link as I am receiving
HTTP Error 400. The request URL is invalid.

Try downloading it from here

http://npcuk.org/2267

JezR

£123 is a bit more than the old basic state pension, so does this include any other components?

As you are on the old pension she will get a full basic state pension derived from your contributions plus half of your grad. She will also retain any additional state pension(s) from contributions in her own right.

Pension Credit would depend on her full circumstances.