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Halifax mortgage with a default
Spectre007
Posts: 15 Forumite
Hi all this is my first post, my application for a 30% shared ownership property has been approved by guiness, value of 30% share is £84500 I am putting down £29000 as a deposit and require a mortgage of £55500, my annual salary is £26775 and have a permanent job, I am single, no loans and credit cards, live with parents but desperate to move out and get my own place, I have got DIP from Halifax and official mortgage application has been submitted (halifax has already taken out £430 valuation money) i am really concerned as I have an un settled default of £2650 with barclays bank from December 2012, my mortgage broker seems confident but I am extremely nervous, can I get some valuable advise from respected members here. Many Thanks
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