hELP WITH BAILLIFS

vippymini

Please help,

i have a old council tax bill thats gone to court and then to a bailliff company which i didnt know had happend and they now would like payments, i have just phoned up offering £100 a month which i can afford but they want £272 is there anything i can do ... as if i dont pay that they will be on my doorstep..somebody please help!

OberonSH

Hi, first of all, don;t panic. The bailiffs I've dealt with have (mainly) been more interested in getting something rather than nothing. Have you contacted the council direct? When something similar happened to me, I phoned the council and told them what I'd offered, and they were happy with that. They then told Rossendales (may they all get lost in the Sahara and eat each other) to accept it. Put your offer to them in writing, and include the first payment if you can.

Don't panic though, these people are paid to get money out of you, and if it isn't there there's not much they can do.

vippymini

its already gone to court and passed the council to a outside company , i got a friend writting a letter who said send the payment you can afford with it and see what happens

OberonSH

Even if it goes to an outside company, they still get involved. When I told Rossendales the debt was now clear, they got the Council involved. Send your budget, so they know you're not kidding, copy it to the bailiff company and enclose your payment. Good luck love!

rog2

Hi VM - First of all, try not to panic - you do have rights, when dealing with bailiffs, and also bailiffs must adhere to strict rules when collecting or attempting to collect a debt. For an overview of your rights, click on the following link:

http://www.insolvencyhelpline.co.uk/debt_basics/bailiff-guide.htm

I suggest that your first priority should be to contact your local Citizen's Advice Bureau, who will advise on how you can negotiate with the bailiffs, or, indeed, whether you could talk directly with the issuing council.