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baxgttdi
Posts: 388 Forumite
Just cleared my overdraft and am in credit when being paid for the first time in 7 years!! This site has helped me so much! I don't keep an official diary onhere but as you can see from my sig, when I started here and had my LBM back in July I had £14,000 of debt. With the help of techniques of this site and the support of people (which is brilliant by the way) I'm now down to 10,395 and will be uner £10,000 within the week with just my car left to pay.
Admittedly I used some methods that aren't discussed on the boards but it was indirectly through the sit that I learnt of them in the first place. Sorry to rabbit on, it's just a few months ago I felt like my debts were/had been/would never be going anyways and now not only do I see the light at the end, but I' about to put on sunglasses as it's getting so bright.
For al lthose just starting out, this site seriously does work so stick with it, i know I will be!:money:
Admittedly I used some methods that aren't discussed on the boards but it was indirectly through the sit that I learnt of them in the first place. Sorry to rabbit on, it's just a few months ago I felt like my debts were/had been/would never be going anyways and now not only do I see the light at the end, but I' about to put on sunglasses as it's getting so bright.
For al lthose just starting out, this site seriously does work so stick with it, i know I will be!:money:
LBM 2 - 27.05.09. Debt was £33224 + 1100:eek: OD.
Car - was - [STRIKE]20867[/STRIKE] - now - Gone! :T Zopa - was [STRIKE]6800[/STRIKE] -now - Gone loan - was [STRIKE]1687 [/STRIKE]- now Gone! :T Student Loan - was [STRIKE]1850 [/STRIKE] - now gone!! - Barclay Card was -[STRIKE] £2000[/STRIKE] now - Gone OD - was 1100 - now - 900 :mad:
Total - £0 :rotfl: + OD = 100% paid!!!
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Well Done!!
I've just cleared my OD to and it's a great feeling to look in your account and see the money that you worked hard to put there!
Keep up the good work!Current debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
^ What a brilliant post. Must feel amazing to finally be in credit at the bank. Well done.
Im curious to know what methods you used that arent discussed on the boards???0 -
well done, i look forward to that feeling somewhere in the future! if im honest i havnt even included my od in my soa ive had it for so long, i just figure it will be my last payment after the other debts have gone, thats when i will finally be done with the OD!DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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Your're doing really well you should be proud of yourself. Can I just ask what is bonus bagging?0
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Thank you. Not allowed to discuss onthe boards sorry MSE rules. LBM 2 - 27.05.09. Debt was £33224 + 1100:eek: OD.Car - was - [STRIKE]20867[/STRIKE] - now - Gone! :T Zopa - was [STRIKE]6800[/STRIKE] -now - Gone loan - was [STRIKE]1687 [/STRIKE]- now Gone! :T Student Loan - was [STRIKE]1850 [/STRIKE] - now gone!! - Barclay Card was -[STRIKE] £2000[/STRIKE] now - Gone OD - was 1100 - now - 900 :mad:Total - £0 :rotfl: + OD = 100% paid!!!0
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Congratulations! But, me too, I'm curious about the methods you describe. Go on, tell! But well done anyway.2023: the year I get to buy a car0
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Well done! Its such a great feeling.
Although not exactly according to MSE rules I cleared mine 2 months ago. I had been living in my overdraft since I went to uni 8 years ago. It got as high as £3k!! yikes! I would come out on payday for a couple of days and promptly go back into it.
I cleared mine for my sanity!
Its strange now watching the balance go down i.e. to £0 at the end of the month rather than it creep upto £1000 o/d. Dont need to do any calcs on how much I have left to live on.Starting debt @ LBM: £8436.51 (8/5/7)
Barclaycard: £5804.52 (May 07) - 6.9% LOB Now: £5315.25
Egg: £1640.99 (May 07) - 1.9% May 08 - Now: £1242.69
[strike]Barclays O/D: £991dr (May 07) - 16.9% - Now: £0.00[/strike]
Debt August 07 £6557.94
Aim: To Clear Barclays OD by Nov 2007! Realistic DFD: August 20090 -
lol pink. Well I could tell you but...:rotfl:LBM 2 - 27.05.09. Debt was £33224 + 1100:eek: OD.Car - was - [STRIKE]20867[/STRIKE] - now - Gone! :T Zopa - was [STRIKE]6800[/STRIKE] -now - Gone loan - was [STRIKE]1687 [/STRIKE]- now Gone! :T Student Loan - was [STRIKE]1850 [/STRIKE] - now gone!! - Barclay Card was -[STRIKE] £2000[/STRIKE] now - Gone OD - was 1100 - now - 900 :mad:Total - £0 :rotfl: + OD = 100% paid!!!0
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....Carol Voderman would come round and try to sell you a loan.....
Well done lady, keep it up and you'll have nothing owing before you know it! Are you snowballing your payments now?This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!
Current Pay Off Target : £1500 :mad:0
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