We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Paying off debt before mortgage
Options
Summer12
Posts: 108 Forumite
Hi,
The sale of our property is about to go through and from which we intend to pay off all our debts. We then want to apply for a new mortgage with existing lender (Nationwide) for the new house we've found (will be in serviced apartment at this point). Should we delay and wait 30days after paying every thing off for credit report to update or will speaking to someone in branch to explain be ok. Darent do a DIP app rather just speak to someone but seems to be all computer based, was very different 12 years ago when we last did this! Thank you
The sale of our property is about to go through and from which we intend to pay off all our debts. We then want to apply for a new mortgage with existing lender (Nationwide) for the new house we've found (will be in serviced apartment at this point). Should we delay and wait 30days after paying every thing off for credit report to update or will speaking to someone in branch to explain be ok. Darent do a DIP app rather just speak to someone but seems to be all computer based, was very different 12 years ago when we last did this! Thank you
0
Comments
-
Speak to a human being and explain the situation fully. You don't want to lose the house you've found. Nor pay rent any longer than you need to.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards