We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help! Can't create a bank account for 6 years due to category 6 fraud mark

Help me, so basically last month I did the worst thing I could've done, I gave my bank details away in promise of money, now NatWest have shut down my account and no other high street banks will accept me. Is there any other banks that will accept me, be it a credit union account or prepaid card. Will they accept me or am I stuck using parents bank accounts for 6 years? Any replies will be greatly appreciated, I'm under 18 incase you're wondering
«1

Comments

  • Shakin_Steve
    Shakin_Steve Posts: 2,818 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Your post tells us nothing.
    I came into this world with nothing and I've got most of it left.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes theres pre paid cards out there.
  • xylophone
    xylophone Posts: 45,751 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your post tells us nothing.

    I wouldn't say that - it tells us that he allowed his bank account to be used for a fraudulent purpose? This perhaps?

    https://forums.moneysavingexpert.com/discussion/5623232
  • Shakin_Steve
    Shakin_Steve Posts: 2,818 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    xylophone wrote: »
    I wouldn't say that - it tells us that he allowed his bank account to be used for a fraudulent purpose? This perhaps?

    https://forums.moneysavingexpert.com/discussion/5623232
    What a terrible thing to happen to a young, inexperienced person, to have your finances ruined at such an early stage in your life. :(
    At least this particular poster has mum and dad to help out, but imagine being so young and being left high and dry on your own, possibly having to cope with uni and all the associated fees and loans with no access to a bank account. Sad. :(
    I came into this world with nothing and I've got most of it left.
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What a terrible thing to happen to a young, inexperienced person, to have your finances ruined at such an early stage in your life. :(
    At least this particular poster has mum and dad to help out, but imagine being so young and being left high and dry on your own, possibly having to cope with uni and all the associated fees and loans with no access to a bank account. Sad. :(

    It could happen the people are taking advantage of it are the people s/he knows well who supposed to protect him/her.
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    A building society savings account with an ATM card might be an option.
  • mt99
    mt99 Posts: 472 Forumite
    YBS do a cashcard account with a sort code/account number. The card enables you to take cash out of LINK machines. Not prefect but may be helpful...
  • S_I9
    S_I9 Posts: 4 Newbie
    Are they guaranteed to accept me provided my ID is verified or will they use CIFAS data and leave me in the cold?
  • msallen
    msallen Posts: 1,494 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    No account is GUARANTEED to accept you.
  • S_I9
    S_I9 Posts: 4 Newbie
    I hear Metro Bank is quite sympathetic, is this true? Has anyone managed to open an account with them whilst having a fraud marker?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.