Doubting AIP

hopefulsoph

Thanks so much for taking the time it's reassuring that there may be options for us now! Glad I posted!

hopefulsoph

Hi again

A quick question my broker says that there is the option to say that commitments will be repaid, and having done the Halifax affordability calculator a couple of times it says commitments 'to remain', on reading its confusing whether I would have to evidence they have been repaid before completion or whether I could complete the repayment when the mortgage completes, I'm guessing before gives me a couple of months and on completion would potentially give me an extra payday...

If that makes sense, naturally life doesn't happen in the most convenient way and just debating whether I can say they will repaid or whether better to just keep paying them down accepting that my credit report won't catch up in time!

Any thoughts from people with experience?

Looking at pp 195000 mortgage with 10% dep

Thanks again