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Expat Mortgages
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cliffordfan
Posts: 1 Newbie
Hi all
I'm a UK expat currently working in Malaysia. I'd like to buy a property back home in England to let out but I'm having trouble finding a lender willing to give me a mortgage. The only possibilities I've found so far are HSBC (who require you to have a very large amount in an account with them before they give a mortgage) or Skipton International (who require a salary above the amount I earn). Does anyone know of any other lenders offering expat mortgages or broker who would be able to help me find some options? I'd really appreciate any advice. Thanks.
I'm a UK expat currently working in Malaysia. I'd like to buy a property back home in England to let out but I'm having trouble finding a lender willing to give me a mortgage. The only possibilities I've found so far are HSBC (who require you to have a very large amount in an account with them before they give a mortgage) or Skipton International (who require a salary above the amount I earn). Does anyone know of any other lenders offering expat mortgages or broker who would be able to help me find some options? I'd really appreciate any advice. Thanks.
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Comments
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Hi,
I'm currently trying to do the same thing. Did you have any luck?
Hannah0 -
Find a broker who specialises in expat Mortgages. It will save you a lot of time (I say that as someone who does not do expat mortgages).I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Don't think I am allowed to recommend someone on here, but i have sent you a DM of the broker i used.0
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It's a tricky market.
It helps if:
You have paid tax in the UK in the last 5 years.
You have a couple of other items of UK credit running in addition to your current mortgage.
Also, as stated above, you need a Broker familiar with these types of cases.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hey how did you guys get on any luck with getting a mortgage for Expats?0
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