Past due credit solutions

hedwig1986

I received a letter from these guys demanding I pay an £80 debt due to lapsed car tax. It was only in reading the letter I realised my car taxwas out of date and I paid online immediately. I moved house and obviously the reminder letter from DVLA went to old address and without the tax disc this year it had totally slipped my mind. I am really upset at having my information passed to a debt collection agency as I have worked so hard the past number of years to clear all debts and pay everything up front and was feeling rather proud of myself. Where do I go from here? Is it possible to contact DVLA and see can I pay a fine through them instead? I understand it was my own fault and am happy to pay a fine if it actually came from DVLA but am very reluctant to get involved with collection agencies.

moneyfacts

Contact DVLA first to check it's legit

hedwig1986

I'm cross that he agency were able to find my new address and instead of sending a warning or reminder to pay the tax they just send an £80 fine and a bullying type letter. I will contact them on Monday just left worrying about this all weekend.

DCFC79

Dont let it worry you tomorrow, you could help yourself to prevent it happening again, use a calender to make a note when tax, insurance, mot etc is due, use your phone to do it, its really easy.

hedwig1986

I will lesson learned just need to know how best to handle this.

Fireflyaway

I was late with car tax too and had a similar letter. I ignored the letter and instead of dealing with them I called dvla stating I had lost the letter and asked if I could paid them directly which I did. It never showed on my credit file and I heard nothing more.