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Hi everyone, newbie here

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  • Spirit_2
    Spirit_2 Posts: 5,546 Forumite
    1,000 Posts Combo Breaker
    Hello:hello:

    Well done on taking this first step. The good folk on here have helped me enormously and will do the same for you.

    Your earnings from nails fluctuates quite significantly 68 to 260+ per month. Is this a seasonal fluctuation (higher in the party season) or there something you can do to get the higher level of income more frequently?

    My neice is a beautician and to supplement her wages does 'pamper parties' either in her own home or hosted by someone else.

    Could you do nails as a treat for childrens parties - the little girls in my family always want nails painted.

    Good luck
  • shopsalot wrote: »
    Try keeping an ongoing record in a spreadsheet - its very motivating to see the debts go down - even if its only £20 you pay off one day. It can be all to easy to forget what you have acheived when that huge read figure is staring at you!

    Does anyone know where to find EagerLearner's debt buster spreadsheet on here? I downloaded it a while ago and it's great for keeping track of what you've paid off (I keep two copies - an 'actual paid' version and one that I use to plan future payments and play about with what difference it would make to pay more etc).
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Does anyone know where to find EagerLearner's debt buster spreadsheet on here? I downloaded it a while ago and it's great for keeping track of what you've paid off (I keep two copies - an 'actual paid' version and one that I use to plan future payments and play about with what difference it would make to pay more etc).

    http://forums.moneysavingexpert.com/showthread.html?t=238575

    i will be using this to keep track of my debts defo x x
    Debt July 2009 £10,611, Debt Dec 2009 £10,247. Debt Jan 2011 £10,000:(. Debt Dec 2011 £9,600 :-/
    Nov 2013 - total Debt £10,590.34. DMP to start Nov 12th 2013!!!!!
    DFD May 2017!!!!
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