income & expenciture HELP

woodelhouse

HI
This is my current statement of Income & expenditure does anyone see any problems with it

MONTHLY EXPENDITURE
Entertainment Eating/drinks out 0
Other entertainment (eg cinema) 0
Newspaper/magazine/other subscriptions 0
Holidays/weekends away 0
Hobbies 0
Music/books/films 0
Cigarettes 0
Tv Licence 16
Gym/fitness subsription 50 medical recommendations
Household
Mortgage/rent 525
House insurance (buildings/contents) 10.35
Council tax 118
Home improvements 0
Major household items (furniture, kitchen appliances) 0
Household appliance insurance (washing machine, boiler, etc) 9.80
Utilities Gas 65
Electricity 65
Water 42.5
Phone - land line 0
Phone - mobiles 45 3 X PREPAY SIMS @15.00 EACH
Broadband/internet 40 package inc landline & broadband / tv
Travel and car
1 x tyre set per year @ 350.00 15
Petrol/oil etc 260
SERVICING & REPAIRS 50
Car tax 16.18
MOT 5
Insurance 69 EXPECTED TO RISE AFTER RENEWAL
Parking 35 1.60 per day m'bro centre
Train/bus/tube travel 35 Wife & Daughter bus fares

Food and clothing
Supermarket (food, h/hold products) 400
Lunches and snacks 15
Clothes 100 2X ADULTS & 1X13YR OLD
Children
School expenses (fees, school trips, etc) 20
Pocket money 40 10.00 PER WEEK HOUSEHOLD CHORES
Childcare/nursery 0
Babysitting 0
Entertainment expenses (clubs, hobbies) 5 youth club
Pets
Food 20
Insurance 0
Kennels/boarding/grooming 0
Vet fees and medical 17 Pet care plan 1x cat
Cash and banking
Cash - for miscellaeous expenses 0
Medical
Dental fees 20
Optician fees 20 WIFE & DAUGHTER HAVE GLASSES
Prescription charges 20 WIFE DIABETIC TYPE 2

Insurances
Travel insurance
Life insurance
RAC BREAKDOWN COVER 10

Miscellaneous
Hairdresser/beauty treatments 0
Toiletries/make up 15 sanitary products
Computer software 3.5 hp instant ink
Tools & work Equip inc repairs 50 Tool replacements & repairs
Birthdays/Christmas etc 0
TOTAL MONTHLY EXPENDITURE 2280.83
MONTHLY INCOME
Earned income
Wifes wage 375
My wage 1780
Benefits income
Child benefit 87
Working & child tax credits 53
Jsa benefit
Housing benefit
Other income
TOTAL MONTHLY INCOME 2295
GRAND TOTAL - INCOME LESS EXPENDITURE 14.17

TheGardener

Holidays - a small amount per person would be allowed.
The gym - expect to be asked for evidence of medical recommendation
pocket money - unlikely to be allowed but worth asking.
Motoring - Very high mileage and new tyres every year? However, if this is essential work travel it should be ok.
Wife's prescriptions should be on a 12 month annual certificate at £8.50 per month.Unlikely the OR would allow £20 per mth (unless I've misunderstood the pre pay system)
You are all allowed a small amount for hair cuts.
£100 per week for food is more than enough to make savings within that budget you could put that into the pocket money fund.