We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit card use before exchange and completion
Options

Glw28
Posts: 23 Forumite
Hello
I have exchanged contracts on my new build, at the time of our mortgage offer my credit card balance was 400 I've spent another £1000 on my card (not missed any payments) I will have paid the balance in full before completion but will it matter if I am credit checked again that I have used my card? It isn't any new credit
I'm sure I'm just panicking unnecessarily
I have exchanged contracts on my new build, at the time of our mortgage offer my credit card balance was 400 I've spent another £1000 on my card (not missed any payments) I will have paid the balance in full before completion but will it matter if I am credit checked again that I have used my card? It isn't any new credit
I'm sure I'm just panicking unnecessarily
0
Comments
-
Sorry meant between exchange and completion0
-
Anyone? ����0
-
Don't worry about it in all honesty, the checks have been done and once they receive the certificate of title from your solicitor it will be finished.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards