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New mortgage needed before default drops off credit file- aargh!

starrybear · 2017-03-12 14:41:39

Afternoon all, I have a default that is due to drop off my credit file in mid-April (so would assume all agencies would be up to date by mid-May?) We want to use HTB and put our house on the market last weekend in anticipation that it would probably take a while to sell. However, it sold (in principle!) yesterday to first…

Comments

ACG Posts: 24,972 Forumite

13 March 2017 at 6:02PM edited 13 March 2017 at 6:06PM

obay wrote: »

I think you can go with a high street, have you tried? just run a soft search with halifax, if you get something through them, you know you'll get something with elsewhere.

A soft footprint (which is known for not being worth the paper it is printed on) with Halifax does not mean you will get something somewhere else at all.

Please ignore that post.

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You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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