Bills of Exchange Act 1882

steveuk74_2

Hi all,
I'm in a battle with Natwest Plc and sent them a letter stating that under the Bills of Exchange Act 1882 then they must provide proof of the debt.
They have written back to me with a letter stating that it is a USA act and nothing to do with the UK!
legislation.gov.uk/ukpga/Vict/45-46/61
I think this website says different! :-)
I find it very amusing that this financial giant in the world of banking
does not know that this is a UK Act.

How should I respond?????
Thank you

Arleen

Ugh, why are you quoting Bills of Exchange Act in the first place, and which sections of it do you think are relevant? Prove it letters are governed by FCA's consumer credit sourcebook, namely sections 7.5.3 and 7.14, and that is what you should be quoting. There is even free template avilable at national debtline you can use: https://www.nationaldebtline.org/EW/sampleletters/Pages/Complaining-to-debt-collection-agencies-that-you-do-not-owe-the-debt-(sole-name).aspx

So I would say respond with citing the correct law in proper form.

steveuk74_2

Thank you Arleen,
I have asked them to supply proof of the debt that they say I owe, they have not done this so I was advised to send them this letter quoting the BoE Act.

Arleen

steveuk74 wrote: »

Thank you Arleen,
I have asked them to supply proof of the debt that they say I owe, they have not done this so I was advised to send them this letter quoting the BoE Act.

Not going to even try to guess why. Just send them letter by the template from national debtline, and if they won't be able to cough up the paperwork after that, raise it with FCA.

sourcrates

steveuk74 wrote: »

Thank you Arleen,
I have asked them to supply proof of the debt that they say I owe, they have not done this so I was advised to send them this letter quoting the BoE Act.

From a certain website that shall remain nameless is my guess !!

If you want to regain your credibility, either send the provit letter, as advised above, or if its particular proof you require, send a section 77-79 request (CCA) also available from National debtlines website.