not sure what to do.....

shezzy

Hi there, not sure what to do, i have £300 extra coming in per month one of my big loans is £389 a month...do you think i should ask them to extend the payments to bring down the amount ? At the moment i'm paying them bits here and there but if i pay them i have nothing left for the others......ahhhhh...don't know what to do for the best or should i just carry on paying them what i can afford, i have that many people after me i don't know if i'm coming or going. Tried cccs and at that time we had no money over so she just said send them all a pound but now i've found extra work but don't know where to start, the biggest loan is £23000 which is why i am panicking about paying them the most......so guys advice would be greatfully accepted!

shezzy

Snaggles

Hi Shezzy - it might be easier for us to advise if you post your SOA (see Southern Scouser's sticky thread). There are a few options that I can think of - overpay your loan, split it between your creditors, overpay a different debt, go back to CCCS and arrange a dmp.....difficult to say without seeing a bit more info....but well done on finding the extra work! :T :T