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Mortgage advice needed - no utility bills with current address

dcouponzzzz
Posts: 450 Forumite

Hi All,
This question is behalf of my sister, but linked to myself.
Currently we both own a property, and both lived here until 3 months ago. My sister moved out while I started proceedings to transfer her equity to me, in exchange for the value of that equity.
When she moved out, I moved all of the bills to my name, and she moved to rented accommodation where the rent paid includes bills.
Now.... she's put an offer in on a house and provided L&C with my parents address as her current place of residence, as when her lease ends in 1 week she will move there. L&C have sent the mortgage application with those address details, and now need bills/ID to back it up, which she doesn't have.
What options does my sister have? Is she screwed and will have to wait 3 months of having bills sent to a specific address? Or is there another way this can be done?
Thanks to anyone who is able to offer any advice at all.
This question is behalf of my sister, but linked to myself.
Currently we both own a property, and both lived here until 3 months ago. My sister moved out while I started proceedings to transfer her equity to me, in exchange for the value of that equity.
When she moved out, I moved all of the bills to my name, and she moved to rented accommodation where the rent paid includes bills.
Now.... she's put an offer in on a house and provided L&C with my parents address as her current place of residence, as when her lease ends in 1 week she will move there. L&C have sent the mortgage application with those address details, and now need bills/ID to back it up, which she doesn't have.
What options does my sister have? Is she screwed and will have to wait 3 months of having bills sent to a specific address? Or is there another way this can be done?
Thanks to anyone who is able to offer any advice at all.
Started 07/15. Car finance £6951 , Mortgage: 261k - Savings: £0! Home improvements are expensive
0
Comments
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She will need to obtain evidence of some kind,
Is it possible she can produce a passport, update her bank address, and ask for a statement to be produced based on that address?0
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