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Halifax Personal Loan Agreement

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  • oldhand
    oldhand Posts: 3,749 Forumite
    Part of the Furniture
    Realise this is an MSE forum but just once id like to see a post saying "I borrowed such an amount but even though it was on a full moon night,I saw haileys comet fly by and it snowed in july I paid it back without seeking a getout clause.......
  • Shakin_Steve
    Shakin_Steve Posts: 2,813 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    oldhand wrote: »
    Realise this is an MSE forum but just once id like to see a post saying "I borrowed such an amount but even though it was on a full moon night,I saw haileys comet fly by and it snowed in july I paid it back without seeking a getout clause.......
    Dream on....
    I came into this world with nothing and I've got most of it left.
  • Sorry to take off topic to Op....

    I took out a Halifax loan and I am paying it back fully. I may move it to a 0% card but I'm not seeking any get out clauses...
  • forgotmyname
    forgotmyname Posts: 32,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    1, Your fault for not picking up the wrong address? You agreed a finance deal with the wrong info?

    2. Interest rate says 13.9% but they are actually charging 0%? Keep quiet your on the winning side? Or maybe its showing 0% because you defaulted on it?

    3. Are you saying you didn't tick the box to say you agreed to the terms? Will you stand up in court and say that?

    Halifax offer me loans quite often, but as i have had debt issues in the past i just ignore them. Nobody forced you to take them.

    I had medical problem also, at work one day with decent money but a have it now and pay later attitude. The next day unable to work for an extended time with just sickpay and then incapacity benefit? The company said they could no longer keep my position open.

    Health issues on and off since, so i know to avoid credit..
    Censorship Reigns Supreme in Troll City...

  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    I stopped reading after picking out "they kept throwing money at me" and "I applied online".

    You asked. You got. Live with it.
  • Missus_Hyde
    Missus_Hyde Posts: 539 Forumite
    Ninth Anniversary 500 Posts Photogenic
    Sorry to take off topic to Op....

    I took out a Halifax loan and I am paying it back fully. I may move it to a 0% card but I'm not seeking any get out clauses...

    I find this post extremely refreshing. :cool:
    A cunning plan, Baldrick? Whatever it was, it's got to be better than pretending to be mad; after all, who'd notice another mad person around here?.......Edmund Blackadder.
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