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Help with Leeds BS
franbrowne_2
Posts: 4 Newbie
Hi there,
Hoping you can help me or put my mind at rest! I have a mortgage offer in place with Leeds BS for a 100% mortgage on a shared ownership property. The housing assoc are now saying that this is no longer affordable for me as the mortgage is solely in my name, and I need to get my husband added. I am trying to get him added in name only, and not taking his income into consideration as he's recently become self employed and no proof of income.
They have said they will need to credit check him though, this is already for a light adverse mortgage, but I am flapping that they may decline him on it. He's no really bad credit, but does have a default from 2006.
Can anyone advise?!
Hoping you can help me or put my mind at rest! I have a mortgage offer in place with Leeds BS for a 100% mortgage on a shared ownership property. The housing assoc are now saying that this is no longer affordable for me as the mortgage is solely in my name, and I need to get my husband added. I am trying to get him added in name only, and not taking his income into consideration as he's recently become self employed and no proof of income.
They have said they will need to credit check him though, this is already for a light adverse mortgage, but I am flapping that they may decline him on it. He's no really bad credit, but does have a default from 2006.
Can anyone advise?!
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