We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Lowell - Provident Loan enquiry
yoshiyella
Posts: 610 Forumite
in Loans
Hello All,
Lowell are alleging I owe £279 and some odd pence to them for a debt to Provident.
This debt goes back to April 2009 and Lowell claims there was a payment made in August 2011.
Now, I had never heard of Provident until Lowell contacted me last year about this.
Initially I asked for proof of debt. On my last call (this week) they said that it was sold to Buchanan, Clark and Wells and then to them. They also stated that as it was 2009 Provident do not have any paperwork.
My argument is that I never took out the loan and they are saying I did - I asked them for proof, they can't provide.
Is this something I can ignore?
Lowell are alleging I owe £279 and some odd pence to them for a debt to Provident.
This debt goes back to April 2009 and Lowell claims there was a payment made in August 2011.
Now, I had never heard of Provident until Lowell contacted me last year about this.
Initially I asked for proof of debt. On my last call (this week) they said that it was sold to Buchanan, Clark and Wells and then to them. They also stated that as it was 2009 Provident do not have any paperwork.
My argument is that I never took out the loan and they are saying I did - I asked them for proof, they can't provide.
Is this something I can ignore?
0
Comments
-
Send that: https://www.nationaldebtline.org/EW/sampleletters/Pages/Complaining-to-debt-collection-agencies-that-you-do-not-owe-the-debt-(sole-name).aspx and that will be end of this chapter0
-
Send that: https://www.nationaldebtline.org/EW/sampleletters/Pages/Complaining-to-debt-collection-agencies-that-you-do-not-owe-the-debt-(sole-name).aspx and that will be end of this chapter
I will try this, thank you Arleen.0 -
If you need any further help with Lowell, please post in the debt free wannabe forum, as we love Lowell over there !!!!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards