Mortgage renewal while abroad.

Mind_Overload

I'm currently travelling abroad and will be for a few months more. My fixed rate mortgage is up in a few weeks and I'd like to renew it online, like I have done before.

Even though I informed my council I still want to stay on the electoral roll, they took me off a few months ago in error.

If I apply for a mortgage renewal will I need to be on the electoral roll, it's with the same lender and I have been with them for 10-years?

I fit all the criteria below.

Many thanks

Getting started:

To sign in securely we will ask for the following:

• Date of birth
• Monthly mortgage payment
• Mortgaged property postcode
• Mortgage account number - this is shown on your mortgage statement or in Online Banking

You may be able to select a new deal online if you have either:

• A Santander mortgage or
• An Alliance & Leicester mortgage with no more than one loan part

Any of the loans on your mortgage account must be:

• Within 4 months of the existing deal coming to an end, or
• On a mortgage product without an Early Repayment Charge, or
• On our Standard Variable Rate (SVR)

Also, you must not:

• Have less than 5 years and 6 months remaining on any of the loans on your mortgage
• Have an outstanding balance of less than £6,500 on any of the loans on your mortgage
• Want to make any other change to your mortgage at the same time such as a capital repayment, a change to the mortgage term or borrow more money
• Have a Flexible Offset mortgage
• Be in the process of moving home, or considering moving home within the next six months
• Want to receive any advice about your mortgage

Farel01

The electoral roll is mostly for credit scores. Have you looked up your score?

Otherwise, no it shouldn't affect a mortgage especially as you are staying with the same provider. The checks are much less stringent then.

You could call Santander to make sure, but I don't think you'll have any issues.