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Mortgage with CCJ and Defaults

AbsShahid
AbsShahid Posts: 1 Newbie
in Mortgages & endowments
Hi
I'm a newbie here and was after some advice please.

I would like to apply for a mortgage but have a satisfied CCJ from Jan 2015 also defaults from 2013.

I have turned over a new leaf since and have paid all my debts off and currently have no other debts other than a Student Loan (which is going out of my salary every month).

I have deposit savings of up to 40k. What are the chances of getting a mortgage in my situation?

I have a family with kids and maybe looking at HTB on a new home.

Thanks in advance.

Comments

  • David_White
    David_White Posts: 892 Forumite
    Fourth Anniversary 500 Posts Combo Breaker
    Not necessarily straight forward but it can certainly be done.

    I'd suggest getting the help of a broker that handles adverse credit cases to ensure you get the best possible deal.
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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