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Credit Card / Mortgage

Blade200
Blade200 Posts: 53 Forumite
Seventh Anniversary 10 Posts Combo Breaker
edited 24 February 2017 at 3:47PM in Mortgages & endowments
Hi

Me and my fianc! have saving for a deposit for a while now and we have around 7000. About a month ago I got my first credit card and have used it a couple of times and paid it back fully on time. We have seen a house we really like and my parents have gifted us the rest of the money we need to make the 10%.

I have read that applying for a mortgage so close to getting a credit might be an issue. Should we wait a couple more months?

Thanks

Comments

  • ACG
    ACG Posts: 24,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Its only really an issue if there are other issues.
    I am sure you will be fine.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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