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  • fatbelly
    fatbelly Posts: 23,243 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    sourcrates wrote: »
    Very few customers meet the criteria for the headline rate on a loan.

    A lender has to offer the headline rate to 50% of people who successfully apply

    Unfortunately, OP, it doesn't sound like you will be in that 50%
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