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Santander - Payments to DCA on statement, problems with obtaining a mortgage?
nurse7628
Posts: 20 Forumite
Hi
My partner had 2 defaults which came off his credit file in 2016. We have received a decision in principle from Santander, who he banks with.
There are 2 direct debits to Moorcroft ( a debt management company) which his previous statements show. (I have just come across them whilst getting paperwork together).
Obviously, we didn't want Santander knowing about his previous situation,
Is this going to result In a rejection?
My partner had 2 defaults which came off his credit file in 2016. We have received a decision in principle from Santander, who he banks with.
There are 2 direct debits to Moorcroft ( a debt management company) which his previous statements show. (I have just come across them whilst getting paperwork together).
Obviously, we didn't want Santander knowing about his previous situation,
Is this going to result In a rejection?
0
Comments
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Santander will ask you on the application if you have Failed to Maintain any Credit Agreements?
What is the plan with that question?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I was not aware this question would be asked. Assumed it would ask whether this was the case in the last 6 years?
I would have to be honest, of course.0 -
Have you gone direct to Santander?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi
thanks for the reply, no, I went through L and C. I haven't gone back to him as he seemed to not be that helpful / fed up with my questions!0
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