How to avoid bailiffs taking parents possessions

DopeyTom

Whilst I appreciate the replies, what I was trying to get at was:
what can be done to protect the possessions of a debators parents, if debt reaches the stage of CCJ & bailiffs?

sourcrates

DopeyTom wrote: »

Whilst I appreciate the replies, what I was trying to get at was:
what can be done to protect the possessions of a debators parents, if debt reaches the stage of CCJ & bailiffs?

You have to have proof the goods belong to your parents and not you.

Proof would be in the form of receipts, bills of sale, invoices, that sort of thing.

Yes I know no one keeps receipts, but that's what they will ask for.

Best course of action is don't let it get to that stage, but if it ever did, just deny them entry to the property, they can't break in to private property, but they can enter peacefully through an unlocked door.

Hope that answers your question.

DopeyTom

sourcrates wrote: »

You have to have proof the goods belong to your parents and not you.

Proof would be in the form of receipts, bills of sale, invoices, that sort of thing.

Yes I know no one keeps receipts, but that's what they will ask for.

Best course of action is don't let it get to that stage, but if it ever did, just deny them entry to the property, they can't break in to private property, but they can enter peacefully through an unlocked door.

Hope that answers your question.

It's said that Bailiffs can only seize possessions belonging to the debtor, but given that the onus is on the owners to provide proof of ownership, that's hardly the case.
I suppose the safest thing to do (if it came to that stage) would be to move out & provide the bailiff with new address.

redux

Moving out would damage your finances even more.

Herbie21

Always remember that the most important debt is a criminal court fine (typically for not having a TV Licence, speeding, driving without insurance etc).

The enforcement of these debts is very different in that the warrant permits the bailiff to force entry into the 'warrant' address.

If your driving licence and V5C (Log Book) is registered at your parent's address....that that will be considered the 'warrant' address.


Bailiff Advice Online.

DCFC79

DopeyTom wrote: »

Is there any way to prevent them from attending my parents address?

Pay whats owed or agree to a payment plan or if thats not possible speak to 1 of the debt charities as mentioned.

National_Debtline

The simplest way to prevent county court bailiffs from taking your parents belongings is to not allow them into your home. You would then use an N245 to suspend the warrant and ask the court to make an instalment order, as fatbelly said.

If you do get a CCJ, make sure to pay it on time each month and the creditor wouldn’t be able to use bailiffs in the first place.

James
@natdebtline