Civil Service Spouse Pension

penwise

A few questions about the civil service classic pension.


if you die after receiving your pension does your spouse receive half your pension and is this index linked and what happens if they end up with a new partner or remarry?

What do they receive if you die before your pension starts ( and you had already left the service before death)


Thanks

p00hsticks

penwise wrote: »

A few questions about the civil service classic pension.

if you die after receiving your pension does your spouse receive half your pension and is this index linked and what happens if they end up with a new partner or remarry?

What do they receive if you die before your pension starts ( and you had already left the service before death)

Thanks

I'd be surprised if the anwers can't be found in the comprehensive documentation available on line - have you looked there ?
http://www.civilservicepensionscheme.org.uk/members/classic/

westv

I think it's something like 50% under Classic but only 34% under Alpha.

penwise

Thanks for that.

I had read the documentation on this before and It said 50% of pension but it did not say that it was index linked or if the spouse would still receive it he/she remarried or had a new partner.

Also even though it said 50% I had see examples where it was given as slightly higher than that.

I was just hoping that maybe someone who was in this situation could clarify those points.

p00hsticks

If no-one on the boards knows the answer, you could try e-mailing myCSP to ask.

http://www.civilservicepensionscheme.org.uk/contact-us/

jerrysimon

The only time I have seen is when dependents still exist and if he was to die within 5 years of drawing the pension, in which case another calculation is made which increases it to ensure you receive the total he would have receive in that period. A pecentage is also made for each dependant/child.

I am in clsssic and it is linked to inflation for my wife. If you were to die having left and still not drawn it, your spouse or nominee would get the lump sum as well.

Jerry

Kynthia

For Classic it only pays out to a spouse/civil partner and only until they cohabit or remarry. All other civil service pension db schemes pay out to an unmarried partner also and I believe it is for life regardless of if they remarry. You'd need to look up the booklet for your particular scheme to get the percentages for the partner and dependant children.

xylophone

I had read the documentation on this before and It said 50% of pension but it did not say that it was index linked or if the spouse would still receive it he/she remarried or had a new partner.

http://www.civilservicepensionscheme.org.uk/media/181385/ycpbe-april16-v1.pdf

p17


Effect of remarrying, entering a (new)
civil partnership or living with someone
as husband and wife or as civil partners
If your widow, widower or surviving civil partner
remarries or enters a (new) civil partnership or
lives with someone as husband and wife or as
civil partner, the pension will either stop or
reduce. It may be restored if:
• the second marriage, civil partnership or
cohabitation has come to an end and your
widow, widower or surviving civil partner is left
financially worse off than he or she was at the
end of the marriage/civil partnership that gave
rise to the civil service pension, or
• there are exceptional compassionate reasons
for restoring the pension.

p12


Pensions increase
Pensions in payment increase every year in line
with the cost of living. All pensioners aged 55 or
over get these increases. Preserved benefits are
also increased to maintain their value up to the
date they become payable.

penwise

Thanks very much - that was a great help.