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Finally getting somewhere!
Jo3y83
Posts: 133 Forumite
After starting with around £20k debt I am finally into single figures! :j
Still a bit to go but this feels pretty good
This is not a gloating post, I just want to say that progress is being made by all of us and hard work will reward you in the end so keep going!
Still a bit to go but this feels pretty good
This is not a gloating post, I just want to say that progress is being made by all of us and hard work will reward you in the end so keep going!
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Comments
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This year is the year you become debt free then? Well done on your progress so far.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£110
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
That's brilliant - well done you, keep at it!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Well done, hope you'll be in the clear soon! Anything you need from forum here? SOA and hints where you can save even more or are you happy as you are at the moment?
What's your next goal? House with mortgage or something towards pension?0 -
Congratulations on your achievement so far and keep going 0
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That is brilliant - good for you and keep up the hard work. You're nearly there :-)Mortgage @ May 2014 [STRIKE] £103,347.24[/STRIKE]. Mortgage @ 2%:[STRIKE]£90, 321.99[/STRIKE], £89, 949.44
CC @ 0%: [STRIKE]£5473.72[/STRIKE], [STRIKE]£5419.72[/STRIKE], [STRIKE]£5365.72[/STRIKE], [STRIKE]£5312.72[/STRIKE], [STRIKE]£5259.72[/STRIKE], [STRIKE]£5207.72[/STRIKE], [STRIKE]£5155.72[/STRIKE], £5104.72
Home Improvement Loan @ 0%: £0, settled July 2017
Emergency Savings: £2050/£5000
Intending to be mortgage-free by 2022 :j0 -
Brilliant! Well done!Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
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That's great keep up the good work, your almost there.0
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