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Any thoughts?

This is a bit drawn out but please read it all as I need some response to what you think.
i have taken advice from payplan and finally managed to agree to an amount to pay monthly to the Sheriffs office.
I have paid first instalment then got in touch with solicitor as the fees were £4,000 .
I had a knock on the door to hnd deliver a letter to tell us about the writ and apart from lots of threats no one came to my house.
I asked for a breakdown of fees which didn't arrive until a solicitor got involved.
Today out of the blue had a phone callicon off the creditor to ask if we wanted to pay him direct ?
The break down is as follows
Compliance stage fee£75
First enforcement fee £800
Second enforcement fee £495
Sale or disposal stage fee £1,234
Could this just be a coincidence that he rung but have noticed all the dates on the breakdown is wrong too

Comments

  • abby1234519
    abby1234519 Posts: 1,961 Forumite
    Can you give us the context? What is the debt in relation to
    Money money money.

    Debt
    Dec 2016: [STRIKE]£25,158.71[/STRIKE] £21,999.99

    #28 Pay off debt in 2017 £3803.55
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi Dolly

    We need a bit more information to advise as abby says. I’m presuming you have a high court enforcement officer collecting the debt, possibly with a judgement originally made in the county court. Enforcement can currently be used if the original judgement is in default and isn’t being paid.

    It’s unusual for a creditor to suggest direct payments to them if they’ve instructed enforcement officers, so I’m not sure why that is. You can stop the enforcement officer being used by applying for a stay of execution. If there was also a county court judgement originally you would also need to apply to vary the judgement to avoid being in default.

    www.nationaldebtline.org/EW/factsheets/Pages/highcourtenforcement/highcourtbailiffs.aspx

    Overall I think it’s best to call us for advice.

    James
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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