What are the benefits of getting married?

TheCyclingProgrammer

p00hsticks wrote: »

Bear in mind that if you do this you need to ensure that the will specifies that it is made 'in contemplation of marriage' (I think that is the wording) - if not then I believe the later marriage would automatically make the will invalid.

Yes, as I said in my first post. 😉

TheCyclingProgrammer

GwylimT wrote: »

Incorrect, fathers named on the birth certificate automatically have PR.

Which is what he said!

Jaguar_Skills

booksurr wrote: »

bread and butter work for a solicitor so if you are happy to pay their fees rather than try and DIY it should not cost much at all to do a DoT

Can I please re-emphasise that you cannot do that if you own the flat as Joint Tenants, its ownership will need to be changed to Tenants in Common. Doubtless a solicitor will charge you a conveyancing fee for such activity, so make sure they include the DoT as part of a package price?

The Form 17 you certainly can (and must) do yourself since if you are both HRT you are both capable of filling in a few boxes on a form which you do online anyway, see here:
https://www.gov.uk/government/publications/income-tax-declaration-of-beneficial-interests-in-joint-property-and-income-17

Thanks, but looking at the form this states it is only relevant for a spouse or civil partner therefore not actually relevant for us?

Mojisola

booksurr wrote: »

Can I please re-emphasise that you cannot do that if you own the flat as Joint Tenants, its ownership will need to be changed to Tenants in Common. Doubtless a solicitor will charge you a conveyancing fee for such activity, so make sure they include the DoT as part of a package price?

It easy to do a 'severance of joint tenancy' yourself and register at the Land Registry.

Mojisola

Mojisola wrote: »

Not relevant to the money side of things but, as you are holding off marriage until after you've had children, you won't automatically have parental responsibility for your children.

You will have to go with your GF to register the births in order to get your name on the certificates.

GwylimT wrote: »

Incorrect, fathers named on the birth certificate automatically have PR.

That's what I said.

Keep_pedalling

Jaguar_Skills wrote: »

Thats fine the cost isn't an issue as solicitor will do this for us for free. I think as soon as the birth happens we will do it.

I was more thinking of ways to save tax while OH doesn't work but doesnt appear possible.

"I think" almost certainly means we will put it off indefinitely, just do it for goodness sake. Yes the risk is small but the consequences are likely to be devastating. If you died tomorrow in a car crash then everything you own would would end up in trust for your unborn child, and your partner would be left in a financial mess.

GwylimT

Mojisola wrote: »

That's what I said.

No it isn't.

Mojisola

GwylimT wrote: »

No it isn't.

Mojisola wrote: »

as you are holding off marriage until after you've had children, you won't automatically have parental responsibility for your children.

You will have to go with your GF to register the births in order to get your name on the certificates.

If a couple aren't married, the father's name cannot be put on the birth certificate unless he is present at the birth registration or has filled in the appropriate official paperwork.

If he does this and his name is on the birth certificate, he has parental responsibility for the child along with the mother.

If he does not do this, his name can't be put on the certificate and he will not have parental responsibility.

I don't know any way of making that clearer.

TheCyclingProgrammer

GwylimT wrote: »

No it isn't.

It seemed pretty apparent that it is what he said to me. Try re-reading it.

He clearly stated that the Father would need to go to register the birth to get his name on the certificate, thus giving him parental responsibility, because without this an unmarried Father would not have automatic PR. I can't see any other way of reading his post, unless you're trying to be deliberately obtuse.

The pedants out in force on this thread.

booksurr

Jaguar_Skills wrote: »

Thanks, but looking at the form this states it is only relevant for a spouse or civil partner therefore not actually relevant for us?

sorry i read your post as we will be getting married, not we will be living in sin. Yes in the latter case a Form 17 is irrelevant.