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Mortgage for land?

Hi,

we are looking to purchase some grazing land for our horses. We already have an existing mortgage for our house (but not enough equity to re-mortgage to purchase the land).

The land we are interested in purchasing is £50,000.

we are wondering if there are mortgage lenders out there that offer mortgages for land (not to build a house)?

Any suggestions/information much appreciated.

Julie

Comments

  • toonfish
    toonfish Posts: 1,260 Forumite
    the only way you'd raise finance for this is on a commercial loan basis, and if it's just a pony paddock for your own use it's unlikely you could do that.

    We did once manage it for someone who was going to set up a livery yard.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.



  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    I know of one lender but the rates are around 12%.
  • toonfish
    toonfish Posts: 1,260 Forumite
    possibly be better off looking at a secured loan on the house?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.



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