mortgage by n.rock

trishminder

Has anyone got advice on northern rock mortgage, I've got people calling me non stop to get me to switch, should I stay with them or find another lender

homer_j_3

firstly who is calling you? Have you asked them to contact you? If not that is cold calling and is strictly forbidden under the rules that regulate our industry.

your mortgage is safe so do not panic - is there any reason why you think you need to change your mortgage

trishminder

The guy callin is from a mortgage broker, they set up the mortgage for us a few years ago and he said they have been told by the bank of England to move as many people as poss b4 the end of sept. No we don't want to move we want to see what happens with N.R

plane_boy2000

Hes lying. BOE are supporting N'rock not trying to ruin their business.

toonfish

trishminder wrote: »

The guy callin is from a mortgage broker, they set up the mortgage for us a few years ago and he said they have been told by the bank of England to move as many people as poss b4 the end of sept. No we don't want to move we want to see what happens with N.R

I think you should name and shame to the FSA - it's a blatant lie

dunstonh

he said they have been told by the bank of England to move as many people as poss b4 the end of sept

That is an outright lie and he ought to be reported for saying that. indeed, if he is remortgaging people away from NR with penalties to pay then he seriously needs reporting as that is disgraceful.

regularsaver1

So they have kept your details from a few years ago - nothing wrong with that

but what they said is wrong.

do you have a deal ending?

homer_j_3

what a load of rubbish. I would not be using them again if they can blatantly lie like this...

gmt

homer_j wrote: »

cold calling and is strictly forbidden under the rules that regulate our industry.

is this correct?

because we are being harassed by some *u*** calling from India claiming to be working for a company called 'UK finance'. usually claim to represent all UK banks blah blah. then offer to get their broker to call. Every time I tell them to take our number of their list. Usually get called 3/4 times a week.

I've tried preference service etc without luck.

homer_j_3

Yes it is very much true. Cold Calling is something that seems to be rearing its little head again though. Thats why you wont find a mortgage broker going door knocking or brokers picking the local bt directory up and just start ringing numbers.

Get them to give you the fsa registration number or get the broker to call, ask them for their FSA registration number.

You can then look them up on the register to see if they are a legit company and report them to the FSA after telling them what cowboys they are employing!

regularsaver1

are they ok to call their previous clients though?