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I tried to ignore it...
Phoenix_Gal
Posts: 3 Newbie
Well here I am.. I feel like I'm in a desperate state but after reading some of these stories some people are a lot worse off than me (sorry guys)..
I suffer with anxiety & depression and trying to manage my debt isn't helping in the slightest.
I have just less than £6000 debt, most of which is credit cards but have turned to the dreaded "payday loans" I know I know you don't need to tell me it's stupid..
Today I took the first step and wrote to the credit card companies and lenders to explain everything & basically ask them to help me. Just waiting on a reply..
I suffer with anxiety & depression and trying to manage my debt isn't helping in the slightest.
I have just less than £6000 debt, most of which is credit cards but have turned to the dreaded "payday loans" I know I know you don't need to tell me it's stupid..
Today I took the first step and wrote to the credit card companies and lenders to explain everything & basically ask them to help me. Just waiting on a reply..
0
Comments
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That's brilliant that you took the first step in recognising the issue and then making a plan to start to get out of it.
Have you taken a look at your income and expenditure to figure out where you could save and how much you can realistically pay towards the debts?
It's a hard journey but so worth it (I'm sure.. I'm not there yet!). Good luck!CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
Duplicate thread guys - the one with more replies is HERE🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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