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Just had my OR interview!
gratton20
Posts: 170 Forumite
Hi everyone
Wow, I am still shaking a bit (with relief). I have just come off the phone after having my OR interview. Started dead on 3pm and lasted 22 mins (Yes, I timed it - saddo!). The man, Robin, was really kind and when I told him I had almost no bank statements and stuff he said not to worry and he was VERY understanding when I explained how I just got into more debt without really realising it.
He said I was very well advised as I had organised everything like getting benefits paid into wifes account and I said I had lots of advice from this forum - he said he knew it and that it was very helpful.
He said I had nothing more to worry about and of course no IPA and he thought I would probably not hear from him again until I got my discharge which would probably be an early one.
Oh how relieved I am!! Thanks to everyone here who have given me such great support ... big hugs to all (well the females anyway! LOL):j :j :j :j
Wow, I am still shaking a bit (with relief). I have just come off the phone after having my OR interview. Started dead on 3pm and lasted 22 mins (Yes, I timed it - saddo!). The man, Robin, was really kind and when I told him I had almost no bank statements and stuff he said not to worry and he was VERY understanding when I explained how I just got into more debt without really realising it.
He said I was very well advised as I had organised everything like getting benefits paid into wifes account and I said I had lots of advice from this forum - he said he knew it and that it was very helpful.
He said I had nothing more to worry about and of course no IPA and he thought I would probably not hear from him again until I got my discharge which would probably be an early one.
Oh how relieved I am!! Thanks to everyone here who have given me such great support ... big hugs to all (well the females anyway! LOL):j :j :j :j
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Congratulations. I'm glad yours went ok!! Maybe we'll get our discharge at the same time too! Must have been a nightmare having to wait until 3pm.Bankrupt at 11.47 on 22/08/2007New debt free life begun 11.48 on 22/08/07 :j0
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Glad it went well Gratton (hug, gratefully accepted)
Its amazing how spot on they are with times. My interview was for 2.30 and BANG on 2.30 he called.The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter
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Excellent - Well done Gratton. Really pleased it went well for you. Fingers crossed for your early discharge now then! lol0
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Well done you!
Jules x'What is right for one soul may not be right for another.It may mean having to stand on your ownand do something strange in the eyes of others.But do not be daunted,do whatever it is because you know within it is right for you.''Eileen Caddy'BSC: No: 790 -
well done! I was supposed to have mine this weds but they phoned last thursday when I was out shopping and asked if they could do it then! took about 15 minutes I think. It's a relief to have it over with isn't it ?0
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Great news. :j:beer:
That's the major hurdles over now.:D Roll on ED.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Well done gratton - I'll pass on the 'hug' though - if you don't mind. :rotfl: :rotfl:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Hi Guys, we have OR interview at 10am next wednesday and its like the next milestone after actually going to court. I have to admit I am scared incase we get the dreaded IPA ( can't understand that when someone goes bankrupt that you still have a debt ?) or I have messed up the IE or SOA although everyone on here thought it was ok. I will of course report back and let you all know what happens, take care
Taib00 -
So glad to hear it went well with the OR.............good luck for the future!!!
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