Buy to let remortgage / guarantor


Hopefully a simple question. Is a guarantor mandatory/required on a tenancy agreement if looking at a BTL remortgage?

My tenant has been on a rolling contract last 2 years but looking to get her into a new contract/rent increase prior to remortgaging and she can't provide a guarantor (90% of the rent is paid directly by the council to the lettings agent)


  • silvercarsilvercar Forumite, Ambassador
    43.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Generally lenders are happy provided the rental contract is between you and the tenant under an AST.
    I'm a Forum Ambassador on The Coronavirus Boards as well as the housing, in my home and student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to [email protected] (it's not part of my role to deal with this). Any views are mine and not the official line of
  • shads1973shads1973 Forumite
    92 Posts
    Part of the Furniture 10 Posts Combo Breaker
    Thanks for the feedback. Yes be a new 12 months AST
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