How long until they freeze my bank account

mwarby

They weren't always bankrupt friendly only for last year or 2. Since the the regulations last changed most of larger banks have a basic account option, for those with a poor credit history

Nationwide do see to be the best for features though, with contactless and android/apple pay, most of the other banks give you a none contactless card only

Johnsmith2016

on the day I declared bankcruptcy I went an opened a basic account with Barclays and nationwide who are the best two. Barclays gave me my sort code @ account number on the spot.

adyj73

I opened a HSBC and Co-Op basic account just before I went IVA so I could have my salary paid into the HSBC account. I applied for both in case one was declined but as it happened both were succesful and I now use the Co-Op one to manage my monthly food spend - transfer a couple of hundred each month from HSBC

EdwardB

Good Idea, I like that.

EdwardB

kation wrote: »

I had a Lloyds bank account prior to going BR (in early 2012) - as I had no OD facility, there was little money in the account and Lloyds weren't a debtor in my BR it was left open (& I asked the OR if he objected to me having it).

Indeed I still use it to this day as my main account (and also have my Ltd company banks with Lloyds).

Well done Lloyds, however, I do have an overdraft so I do not think I will be so lucky.

tigerfeet2006

EdwardB wrote: »

Well done Lloyds, however, I do have an overdraft so I do not think I will be so lucky.

If you like Lloyds then open up a basic account before BR and set up all your DD's etc,

At the moment Barclays and Co-op don't freeze the account on notification of BR. It also seems the Nationwide is the same but it's not 100% at the moment.