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Will missed 2+ years ago affect mortgage chances
ncfc_123
Posts: 41 Forumite
Just applying for decision in principle for mortgage with Halifax through a broker with the missus. The mortgage is 75% LTV with help to buy.
I was just wondering though how strict are lenders with missed credit card payments. I have one missed credit card payment from 2 years ago. The missus unfortunately has about 9 missed payments from her student days on her credit card. All about 49 months ago so a fair while back now. Are these likely to put much of a stumbling block in terms of getting an approval?
Other than that we both have pretty decent credit scores now so hoping it will be ok
I was just wondering though how strict are lenders with missed credit card payments. I have one missed credit card payment from 2 years ago. The missus unfortunately has about 9 missed payments from her student days on her credit card. All about 49 months ago so a fair while back now. Are these likely to put much of a stumbling block in terms of getting an approval?
Other than that we both have pretty decent credit scores now so hoping it will be ok
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