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Mortgage - New job
student87
Posts: 95 Forumite
Hi,
I suffered from an illness resulting in a long term sick. I am better and have recently starting working again.
Are there any lenders who would consider only one months wage slip for a shared ownership home? I have a substantial amount for a deposit so would only be looking at a smallish mortgage on the share I would be buying.
I had no intentions to buy for a while but this S/O is likely the only way I would be able to enter the property market alone.
Thank you for reading.
I suffered from an illness resulting in a long term sick. I am better and have recently starting working again.
Are there any lenders who would consider only one months wage slip for a shared ownership home? I have a substantial amount for a deposit so would only be looking at a smallish mortgage on the share I would be buying.
I had no intentions to buy for a while but this S/O is likely the only way I would be able to enter the property market alone.
Thank you for reading.
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Comments
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Yes. This is possible.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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thanks for the reply.
Could you suggest any lenders? or are there specific brokers I should seek advise from? The HA have advised I need to go through TMP for my mortgage?0 -
Any competent broker should be able to handle this.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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My broker said you need to be out of a probation period. I've just started a new job and thankfully don't have one. He said its not an issue how long I've been there, as long as probation period is clear.0
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There are lenders who have no problem with lending during a probationary period too.GoldenShadow wrote: »My broker said you need to be out of a probation period. I've just started a new job and thankfully don't have one. He said its not an issue how long I've been there, as long as probation period is clear.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
There are lenders out there who would consider applicants who are still in their probationary period...Speak to a broker
:jFinally going to be a homeowner:T0
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