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Small Steps Out Of Massive Debt!

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  • Hey Georgina !;)

    I've found your thread. I will be doing some catching up on here ,and one or 2 others . I've been a bit slack as you've been to visit me quite a few times :)

    Wishing you the very best and will chip in more often when I catch-up

    ;)
    Hi AC! Thanks for stopping by :) Looking forward to chatting more here - and there! - in the weeks to come :)
  • The MBNA-Tesco and Barclaycard-MBNA balance transfers have all gone through, as well as the money transfer to my catalogue account. I'm waiting for my newest MBNA statement before doing an interim debt total update because the balances have shifted around quite a lot. My statement is due on the 8th July, so realistically the update won't be until Monday or Tuesday next week.

    Still no sign of the bank statement needed for the Lloyds ID verification, hopefully it will have arrived today so I can take my docs in to a branch tomorrow.
  • Oh, but good news ... after the MBNA-Tesco balance transfer and the payments I made during June, I've been able to get rid of the 10.9% tranche expiring on 9th Oct 2017 and have got the second tranche down from £995.20 to £235.72. I feel very confident that I can pay that off before the 8th Nov 2017 expiry and can then turn my attention to that 18.6% Barclaycard debt!
  • Bank statement finally arrived :T So I'll be heading off to Lloyds at lunchtime to get my paperwork submitted.
    Hoping to be able to cash out some money from Opinion Outpost today, I only need 5 more points to reach the £10 cash out.
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    How do you find Opinion Outpost, GC? I get screened out of quite a few and I find it a bit clunky... it seems to have taken ages to get anywhere near payout! I can't decide whether to stick with it or focus time on others.

    Hope you have a lovely Friday!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • JoJoC wrote: »
    How do you find Opinion Outpost, GC? I get screened out of quite a few and I find it a bit clunky... it seems to have taken ages to get anywhere near payout! I can't decide whether to stick with it or focus time on others.

    Hope you have a lovely Friday!

    Hey JoJo, at first Outpost was rubbish for me and I didn't get any invites at all. I'm screening out of lots of them but I'm completing between 3-5 surveys a day with them.
    I had a day off last week while waiting around for an engineer to show up and I managed to get loads of surveys done!

    I think it is worth switching your focus to different sites if you haven't had much luck though. I used to get the majority of my surveys through UK Surveys but I haven't had anything from them for months. Last week I cashed out all my points with them because I was worried that they might shut down & I'd lose them!
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Yeah, I think that's a good plan. Right now I'm getting decent amounts of surveys from Prolific Academic, Valued Opinions and a consistent amount from Onepoll so i think i'll just stick with those and tap into Opinion Outpost when I get the chance. I do want to make sure I get to cash out on what I've already done so i'll check it out today.

    Thanks :)
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Sorry for stepping in but Panelbase is another good site, not for making millions obviously but a steady pace of invites and reliable for payout x
  • WELL! I got to 210 points on Opinion Outpost, so went to redeem 200 for £10 Paypal and immediately got a message saying my account had been terminated for violating their T&C! I had a skim through their T&C and can't see anything that would have been a violation. I've emailed them but will wait and see.

    Has anyone else had this problem??
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Wow, that's strange! I haven't come across that before but I haven't tried to cash out yet. Hope they get back to you soon, minus the bullsh!t that you typically get from these things. I also hope that you get a real human response other than a generic robot reply.

    How infuriating!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
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