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The Marching Minimalist
Comments
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Wow a £100 a year saving is not to be sniffed at. Good going!" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Looks like you are getting everything organised nicely to reduce your outgoings a bit, well done!Trying to figure out a whole new life. Trying to figure out a whole new budget.
Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.0 -
Thanks guys, this takes up rather a lot of headspace but will all be worth it in the end.
On other good news I complained to CC1 yesterday as they had put late payment marker on my file when they clearly told me they wouldn't, they can't change it as have to report factually (doh, of course!) but they have credited my CC with £50.
Takes this card down to almost £1500 which makes my total debt standing at £2500. Still a huge number to me given my current income but makes me feel like its getting somewhere even if that is really slowly!Happiness is wanting what you have...0 -
Annnnd tonight I got confirmation of free year subscription with YNAB due to student status. Wohoo!Happiness is wanting what you have...0
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Excellent news! Debt down to a nice round number AND a freebie! Woop!CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
Yay, well done! That's made me realise I don't have a column in my YNAB budget for my annual subscription, must go and add that £3 to my savings section.Trying to figure out a whole new life. Trying to figure out a whole new budget.
Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.0 -
Thanks guys and today the freebies came rolling in again... I won two competitions for tickets to local theatre - 1 for a show with DD (family ticket so have invited my friend whose child is also DD's best friend) and 1 for an evening show for 2 people so have invited an old friend who has been trying to book me in for a night out.
Plus a refund cheque came through for much higher than anticipated which takes care of spends for these two things! Yay!
Feeling very blessed and almost like because I have been being positive about my money situation and taking action the universe is helping me out Happiness is wanting what you have...0 -
Your getting loads of great money luck!!" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
That's fabulous news, definitely a bit of money karma by the sounds of it. Happy Friday!!0
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Great news!0
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