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Debt Diary of an Idiot - Final Chapter...

2

Comments

  • Hobsch
    Hobsch Posts: 613 Forumite
    Day 3 - Weds 26th Sep 2007

    £21.50 paid to Capital One and £20 to Lowell Financial for the JJB card. This bought up two 'landmarks' - Capital One going below a £1000 and the JJB one below £400.
    Had to get some new drugs after visiting the doctors - almost £14 spent which was a bit annoying but health is important.
    £25,857.27 in total currently owed.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • Hobsch
    Hobsch Posts: 613 Forumite
    Day 4 - Thur 27th Sep 2007

    Paid my £43.33 to MBNA - not without hassle. Dont you just hate the swines. And as I currently have some extra I paid off the PayDayUK loan of £102.40. I was currently paying them £20 a month but at least it gets rid of them.

    I'll explain more as I have to rush off to work but both of the above are @rseholes and I cant wait to not have to deal with MBNA.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    well done getting below 26k and on getting rid of MBNA. its always nice to get rid of one debt totally. Im itching to get below 30k, which im really hoping will be in the next two months. keep up the good work
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • Hobsch
    Hobsch Posts: 613 Forumite
    Days 5,6, 7 & 8 - Fri 28th Sep-Mon 1st Oct

    Due to working very late Friday night and then heading to Newcastle Saturday and returning Monday (for Great North Run) had not been online.
    Some extra money was spent on food and drink when up North but nothing excessive - nothing over the top. Nothing to report DFW wise but wanted to make sure I got back online and made sure I kept this going.

    Thanks Lunar - I always like to reach these little targets - I hope the 30K one is reached soon for you.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hobsch wrote: »
    Had to get some new drugs after visiting the doctors - almost £14 spent which was a bit annoying but health is important.

    What about a prepaid certificate for your prescriptions.

    The current cost is:
    • £26.85 for a 3-month PPC: if you need more than 4 items in the 3 month period
    • £98.70 for a 12-month PPC if you need more than 15 items in the 12 month period.
    My husband has one as he takes 5 different drugs a day and one extra weekly and they only allow him a 1 month supply at a time.

    And I have a feeling that sometime next year they are allowing you to pay for the 12 month one over 10 months.

    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • Hobsch
    Hobsch Posts: 613 Forumite
    Thanks Calley - never heard of that or been told before - I will investigate that. Many thanks.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • toontastic
    toontastic Posts: 348 Forumite
    Part of the Furniture
    And where's your SOA :)
  • SOA ... nag nag Hobsch :)
  • Hobsch
    Hobsch Posts: 613 Forumite
    Day 9 - Tues 2nd Oct 2007
    Nothing to report except a no spend day today which is always pleasing.

    SOA will follow - just been very busy with one thing and another.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Oops for got the link


    http://www.ppa.org.uk/ppa/ppc_intro.htm


    Hope that helps.


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
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