How did it become acceptable for someone to commit to 25yr marriage to mortgages

Malthusian

The left have always wanted things without the things that produce those things.

Power without power plants, manufactured goods without factories, labour without capital, houses to rent without landlords.

Herzlos

They seem to have a much better rental environment - lifetime rents, rent increase caps, etc. A large group of UK renters get absolutely shafted, as you should be well aware.

I remember renting as a student - moving every 12 months, rent always going up, never getting a deposit back, never being able to decorate beyond blu-tak posters, always dealing with failing appliances in badly maintained buildings.
I'm sure there are some that find a private landlord and rent at fair rates for 20 years to treat them as homes, but for a lot of people they are little more than somewhere to leave your stuff for a while.

Conrad

Herzlos wrote: »

They seem to have a much better rental environment - lifetime rents, rent increase caps, etc. A large group of UK renters get absolutely shafted, as you should be well aware.

Why then, given life is better on the continent, do huge numbers of Europeans CHOOSE to come to the UK hellhole?


Surely a lifetime rental in Berlin or Paris would be a far better option than xenophobic, little England?

Herzlos

Because not all people want the same things out of life? Some are happy to come here to work (and fill in a lot of the gaps in our workforce), whilst some are happy to enjoy their life in Berlin, or Paris, or wherever.

Just because Berlin may be a nicer place to be than London for some, doesn't mean that there's no reason anyone might want to be in London.

westernpromise

Germany is oversupplied with rental property and its population has been declining since 2004.
http://www.livepopulation.com/country/germany.html

Britain's population has been rising since 1997, by at least 10%.

Big difference.

CLAPTON

Herzlos wrote: »

They seem to have a much better rental environment - lifetime rents, rent increase caps, etc. A large group of UK renters get absolutely shafted, as you should be well aware.

I remember renting as a student - moving every 12 months, rent always going up, never getting a deposit back, never being able to decorate beyond blu-tak posters, always dealing with failing appliances in badly maintained buildings.
I'm sure there are some that find a private landlord and rent at fair rates for 20 years to treat them as homes, but for a lot of people they are little more than somewhere to leave your stuff for a while.

seems like a real business opportunity for some-one like you : successful businessman with entrepreneurial ability and social concern.

undetterred

Herzlos wrote: »

Because not all people want the same things out of life? Some are happy to come here to work (and fill in a lot of the gaps in our workforce), whilst some are happy to enjoy their life in Berlin, or Paris, or wherever.

Just because Berlin may be a nicer place to be than London for some, doesn't mean that there's no reason anyone might want to be in London.

More like leech the benefits system:money:

GreatApe

Herzlos wrote: »

They seem to have a much better rental environment - lifetime rents, rent increase caps, etc. A large group of UK renters get absolutely shafted, as you should be well aware.

I remember renting as a student - moving every 12 months, rent always going up, never getting a deposit back, never being able to decorate beyond blu-tak posters, always dealing with failing appliances in badly maintained buildings.
I'm sure there are some that find a private landlord and rent at fair rates for 20 years to treat them as homes, but for a lot of people they are little more than somewhere to leave your stuff for a while.

Like most things the rental market has high end and low end. When you go onto rightmove and hit the list by lowest price tab what do you expect?

padington

steampowered wrote: »

This statement is factually wrong.

In fact, home ownership is at its lowest level for 30 years. The proportion of people who own their own home has fallen across every part of the UK since their peak in the early 2000s. Source.

I'm talking about the last 60 years, since 1945, which includes this period. The time when property multiplied in value by over 100 times and more people in Britain than ever before owned property.

Ronaldo_Mconaldo

I took out a £120k mortgage over 30 years in 2008 but paid it all off within 8 years. It was easy as well, got married, had 2 kids, went on plenty of holidays. Now living rent and mortgage free.

That's the difference between renting and "owning" and actually owning. If I can do it then anyone can.