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Married couple state pension allowance

Raegan
Posts: 6 Forumite
If claiming married couple state pension, should the tax allowance still be classed as a single persons allowance?
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Comments
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Confused ? Are you talking about the pre 1935 birth allowance ?0
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If claiming married couple state pension, should the tax allowance still be classed as a single persons allowance?
Like molerat, I'm confused by what you mean. Both state pension and tax allowance are for individuals, not joint, although the Marriange allowance does gived married couples / civil partners the facility to pass part of their personal allowance to the other half of the couple.0 -
My grandparents are both in their seventies. Neither of them have a private pension. My grandad gets full state pension allowance plus £4 a week pension credit. My grandmother gets 11p a week state pension. Yet the tax man is saying that my grandad is over the allowed earnings before paying tax.0
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If grandfather is on the maximum state pension he could be on, with full basic entitlement plus serps plus s2p etc, that's over £250 a week which is £13k a year, and is over the £11k annual personal allowance that we all get.
If your grandmother isn't using all of her annual personal allowance, and they're married, she can give him 10% of hers so that instead of them both having £11000 allowance, she would get only 9900 and he would get £12100, reducing his tax bill because of having less taxable income in excess of the limit.0 -
If he gets £4 pension credit that means his state pension is around £233, £12162 pa which is over the personal tax allowance.0
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My grandparents are both in their seventies. Neither of them have a private pension. My grandad gets full state pension allowance plus £4 a week pension credit. My grandmother gets 11p a week state pension. Yet the tax man is saying that my grandad is over the allowed earnings before paying tax.
See https://www.gov.uk/state-pension-through-partner0 -
They've been married for over 50 years and there are no issues with anything. Think we're going to have to look into it a bit more to make sure they are both getting everything that they are entitled too.0
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https://www.savvywoman.co.uk/730/how-to-increase-your-state-pension-using-your-husbands-national-insurance-record/
Has your grandmother ever checked her personal situation with the Pension Service?
https://www.gov.uk/contact-pension-service0 -
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I'm not sure if she has. I think we're going to have a proper look into it and try and sort it all out.0
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