Bad Credit but need a new loan

hanspans

if anyone can give me some advice i'd be really grateful. end of last year and up until june this year i didn;t pay any monies to loans/credit cards owing. i was very ill and was unable to. then, i went back to work, and started repaying the loans. up until end of july i was fine, and then my boss at work was really horrible so i had to leave. since then
i have been workin but the money is a lot less and now it;s gettin tricky to pay by my agreed amounts. I am paying £480 per month and really need to get this down, and i think the best way is by getting another loan. question is. will anyone lend me one? If anyone was in a simliar situation it would be great to know. i want to pay back the loans, and i have started, so if a bank could just give me the means to do this it would be great.

i know about the debt management plans and such, but really i am looking for a more understanding bank which will take into consideration my effort to pay back the loans and not go bankrupt.

chilli_dog

In short, i think your chances of getting an unsecured loan are remote.
Get your credit file and see whats on their first, I think your best chances of becoming debt free are by using a debt managment plan.

Pop over to the debt free wannabe board and post your incomings and outgoings.

Good luck