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Mates rates??

I'm sure I remember hearing about some providers that allow three or morepeopleto combine their income. Did I dream this or is it true? I'm supposing if it is true that you have to be first time buyers and unmarried?
Made it - 15 years married!! Finally!! xx:beer:

Comments

  • From my days as a broker there were a couple of lenders which would take on up to 3 to 4 persons on a mortgage (married, unmarried, did not matter). Just cannot remember their names. Sorry!
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Plenty lenders do these - however they all act differently when looking at what incomes to take into account
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Any ideas which lenders?
    Thanks
    Made it - 15 years married!! Finally!! xx:beer:
  • Northern Rock and Abbey certainly do
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    High street lenders can help - but be careful if going it alone to get the mortgage agreed. Too many credit searches can go against you and harm your credit score, so it would be wise to discuss with a whole of market adviser so that way you end up applying to a lender you know will give you the mortgage rather than chancing your luck down the high street
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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