What is the maximum allowed mortgage length?

Theresonly1

I am embarking on taking out a mortgage for the very first time so i don't really know much about mortgages and how they normally work.

I hear the maximum allowed mortgage length is 25 years? Is that right?

Some people say 30 years?

Can i take out a mortgage for say 40 years? 45 years? 60 years?

Can i take out a mortgage for as long as i want?
Can i take out a mortgage for as long as i want until i pay it all back?

ACG

It depends on your age and whether or not it goes beyond your retirement age, if it does you need to be able to prove you can afford it.

I seem to recall seeing 40 years somewhere, but most tend to top out at 30-35 years.

amnblog

The majority of lenders will allow 35 or 40 year terms. A handful limit terms to 30 or 25 years"

SG27

30 or 35 years seems the norm amongst my peers. All early 30s/late 20s.

The longer the term the more it will cost you in the long run. If you have to take a long mortgage term plan to overpay as soon as you can afford to.