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Full and final settlement question
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You can make full and final settlement offers on your own debts though. If they’re accepted your husband would be the only person needing to pay the DMP.
Has your mortgage lender said they would also need your husband's debts satisfied before they'll put the mortgage in your sole name? I'm not sure why they would need the entire DMP paid off if they're only assessing your affordability.
James
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
In order for us to split the debt we need to be living in seperate accommodation. He hasn't moved out yet. So w can't split the dmp. Which needs to be settled before I can take on the mortgageLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018
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