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F & F Accepted - but a question
Red_Alert
Posts: 7 Forumite
Hello, Just a question regarding an accepted F & F offer*. As my default is over 6 years there is no way at all they can do anything to get this back on my credit report is there? The default has dropped off with the credit agencies so I don't want anything negative back on there. Just a bit worried there is something they might do to me there.
* I know people like to keep track of this so 7 years on DMP never once changed my monthly payment or missed it to Cabot via Bluestone Credit Management. 45% accepted with no haggling at all and about 23 months before it would have been paid off.
* I know people like to keep track of this so 7 years on DMP never once changed my monthly payment or missed it to Cabot via Bluestone Credit Management. 45% accepted with no haggling at all and about 23 months before it would have been paid off.
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Comments
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If it does re-emerge, you would have to raise a complaint to get it removed.
It shouldn't go back on your file, just keep an eye out, on another note, are you aware you should not be paying anyone for a DMP ?
There are various debt charities that do them for free.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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