Forced to use a financial adviser?

BananaRepublic

hosk wrote: »

I am not a fan of financial salesman and having worked in the industry for several decades I know the true value of their service

Could you elaborate on the above statement? It would be interesting to know in what capacity you worked in the financial industry.

xylophone

Scottish Widows has the right to choose the terms on which it does business.

Those terms have been explained to you.

You are not happy with those terms.

Go elsewhere, particularly as you are accustomed to the process?

I recently transferred a significant sum to Alliance Trust

Perhaps a SIPP would suit?

http://monevator.com/compare-uk-cheapest-online-brokers/